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Fall 2015  Fiscal Fitness Empowerment Series Schedule 11/3-5, 2015

Know What you Own, Grow What you Own, Protect What you Own!

Come join us for events coming to a campus near you:

Workshop topics covered

Planning a PCCR Retirement?

Tax-Deferred Planning? What is a 403(b) plan and how does it fit into your financial picture?

Wills/Trusts/Estate Planning+ Educational Financing

Plus come visit with representatives from the flexible benefits plan (Pension Dynamics), voluntary benefit plans (Colonial),  Legion Employee Perk Programs, credit unions and others

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New Employee Discounts

  24Hour Fitness 2015 Peralta Employee Discount

Peralta @ the Warriors Game, Wednesday, December 23, 2015. Buy tickets before October 1, 2015.Warriors December 23, 2015

Open enrollment for part time hourly faculty

begins Wednesday, August 26 and ends Thursday, September 24, 2015

for coverage effective September 1, 2015.

Enrollment Briefing September 8 @3pm in the Benefits Office

Open Enrollment Downloads:

 Fall 2015 Open Enrollment Announcement (20 pages)-Includes rates and plan overviews

Fall 2015 Enrollment Instructions and Uploads Affidavit and Acknowledgement (4 pages)

for Part Time and Hourly Faculty



New Employee Orientation & Retirement Planning

Summer/ Fall 2015 Benefit Orientation & Retirement Planning Schedules: Download your copy of the orientation schedule for yourself or to share with others. Other times available by appointment. Call 510 466 7229.

Coming Soon: Fall 2015 Fiscal Fitness Workshops: Thursday, November 5, 2015 – “Know what you own, grow what you own, protect what you own”


CoreSource issues letter of correction

In an effort to apprise pre-July 1, 2004 Peralta retirees and dependents of their expenses incurred from the self-funded plan, CoreSource inadverdently issued the annual Lifetime Maximum Balance Statement to active employees. If you are an active employee or post-July 1, 2004 retiree, then you may have received the Lifetime Maximum Balance Statement in error. Our self-funded plan for post July 1, 2004 retirees and active employees is not subject to a lifetime benefit maximum. To correct the miscommunication, CoreSource is issuing a personalized letter of correction to active and post July 1, 2004 retirees. The letter is being sent to the home address on record. Click here to download and preview a copy of the corrected notice: CoreSource Letter of Correction 4 10 15.


Attention current and former members of our self-funded plan
(CoreSource & Anthem Blue Cross).

Read the update below regarding the recent cyber attack on Anthem Blue Cross.

It has come to our attention that Members of our self-funded plan may have been impacted by a recent cyber-attack and phishing scam.

Anthem Blue Cross has issued the following statement regarding the cyber attack: 

February 6, 2015 – Members who may have been impacted by the cyber attack against us should be aware of scam email campaigns targeting current and former members.  These scams, designed to capture personal information (known as “phishing”) are designed to appear as if they are from our company and the emails include a “click here” link for credit monitoring. Our company DID NOT send these emails.

DO NOT click on any links in email.

DO NOT reply to the email or reach out to the senders in any way.

DO NOT supply any information on the website that may open, if you clicked on a link in email.

DO NOT open any attachments that arrive with email.

We are not calling members regarding the cyber attack and are not asking for credit card information or social security numbers over the phone.

This outreach is from scam artists who are trying to trick consumers into sharing personal data. There is no indication that the scam email campaigns are being conducted by those that committed the cyber attack, or that the information accessed in the attack is being used by the scammers.

Our Company will contact current and former members via mail delivered by the U.S. Postal Service about the cyber attack with specific information on how to enroll in credit monitoring. Affected members will receive free credit monitoring and ID protection services. 

For more guidance on recognizing scam email, please visit the FTC Website:

We have created a dedicated website ( where everyone can access information such as frequently asked questions and answers.

CoreSource has issued the following statement today (February 6, 2015) regarding the cyber attack:

Anthem will contact current and former members via mail delivered by the U.S. Postal Service about the cyber-attack with specific information on how to enroll in credit monitoring. Affected members will receive free credit monitoring and ID protection services. 


Previous Newsletters


Medicare Downloads


Kaiser Downloads


Peralta Active & Retiree  – Summary Plan Descriptions


Tax-deferred 403(b) & 457 Plan – 2014 Updates

New 403(b)Plan and 457(b) Plan Contribution Plan Limits for 2015

2015 Calendar year contribution limits the  403(b) and the 457(b)  plan have increased to $18,000. Other limits may apply. Check with your financial planner or tax consultant for limits appropriate to your circumstances.

New Website 

MidAmerica is the tax-deferred plan administrator for the tax-deferred plan employee contributions since 2011 and has launched a new website for your use.

You are encouraged to use this website to get current information on:

  • vendor choices (where do you want to invest?)
  • forms routing (where do you send your salary reduction agreement forms for processing?)
  • acquiring signatures on your transactions (how do you obtain a district signature on loan and/or distribution forms?)

(Effective December 1, 2011, MidAmerica Administrative & Retirement Solutions, Inc. (MidAmerica)  became our third-party administrator for the Peralta tax-deferred 403(b) and 457 plans. Voluntary deferrals, distribution, loan, transfer & exchange approvals are now being handled through MidAmerica.)

Salary Reduction Agreements (SRA’s) to affect a change to your enrollment in either the 403(b) or 457 Plan are  due by the end of the month to effect the following month’s tax deferrals. So, to effect the January 31, payroll. Salary Reduction Agreement Forms are due to MidAmerica by December 31, 2011. Routing instructions are on the SRA form.

Distribution/loan requests and rollover forms requiring District authorization should now be directed to Mid America with the Transaction Routing Form noted below:

US Mail: 402 South Kentucky Avenue, Suite 500; Lakeland, FL 33801
Fax: 877 513 2272
Phone: 866 873 4240

Contact your personal financial planner or tax advisor for counseling or you may also contact ZUK Financial Services at (800) 660-6291 extension 105.

MidAmerica is the current vendor of the Accumulation Program for-Part Time and Limited-Service Employees  (APPLE) Plan. For concerns regarding the APPLE contributions, contact MidAmerica at 800 430 7999.


  • Benefits & Medical Information

    Friday 9 October 2015
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  • Peralta Community College District

    The district comprises four campuses serving northern Alameda County.