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November 2017 Announcements


 Peralta Benefits Everyone 4th Quarter Newsletter



November 1, 2017 – November 30, 2017

Great news! We are pleased to announce a one-time special enrollment period for our voluntary term life insurance plan offered by CIGNA. CIGNA has been our voluntary life insurance partner since 1988.

Under this special arrangement, active, benefit-eligible employees can apply for life insurance up to the new guarantee issue amount of $150,000 for employees only without completing a statement of health. Any amounts applied for over the guarantee issue amount will require a statement of health and will be subject to underwriting.


To apply:

First, complete the Calculation of Premium worksheet:

Second, submit CIGNA Insurance Application form to the PCCD District Benefit Office at 333 East 8th Street Oakland CA 94606.

  • New Application – Employee Only

  • Application to Increase Life Insurance – Employee Only


Please note that this one-time special enrollment period is for, active, benefit-eligible employees only to enroll or increase up to the guaranteed issue amount of $150,000. They can elect/increase more than that but will be subject to underwriting.




Flexible Benefit Plan (IRS 125 Plan) Open enrollment for 2018 plan participation is November 1-30, 2017. Enrolling is electronic and is easy.

The IRS 125 Flexible Benefits Plan allows you to set aside money on a pre-tax basis to help pay for certain expenses. There are two options to the plan, Health FSA and Dependent Daycare Account (DCA) as discussed in the handbook.

Contribution Limit Increase for 2018:

  • Increased Limit:  The IRS has increased the annual Health Care Flexible Spending Account Maximum contribution from $2,600 to $2,650.

Add on option:

  • Debit Card:  You can request a debit card via the participant portal. The debit card feature will allow you to pay for qualified expenses with your pretax dollars (Refer to page 12 of the handbook).

Enrolling is as easy as 1-2-3:

  1. Click here to review the plan literature.
  2. Determine how much, if any, you would like to set aside to help pay for certain eligible expenses with pre-tax dollars.
  3. Click here for instructions on how to complete the on-line enrollment process before the November 30, 2017 deadline. Instructions are included on page 13 of the Section 125 Flexible Benefits Handbook for 2018.


Pre-tax Commuter Expense under IRS Code 132

Reminder that you can enroll anytime for the Pre-Tax Commuter Expense Plan



Open Enrollment for Long Term Care Insurance Extended!

September 11, 2017 – December 29, 2017


Make your appointment now!


Based on responses to our Spring 2017 Employee Benefits Survey, employees have expressed an interest in hearing more about long-term care insurance. The Long-Term Care Insurance does not have an annual open enrollment period like many of our Peralta benefits.

We’ve engaged Marblestone Insurance Services to host a series of informational workshops throughout the District and they are now setting up personal appointments to further discuss your Long Term Care needs.  Please contact Marblestone Insurance to set up your appointment.

Long Term Care Personal Appointment Schedule with Contact Information & Links

Participation is voluntary and optional.



2017-2018 PCCD Employee Benefits Guide


Kaiser Downloads

Summary Benefit Comparisons-Affordable Care Act Compliant

Other documents

Self-funded Plan Downloads




District-Paid Life Insurance

District-Paid Disability Insurance

Flexible Spending Medical and Dependent Day Care Expenses under IRS Code 125

Current year forms & Documents:

Historical forms & Documents:

Pre-tax Commuter Expense under IRS Code 132

Employee Assistance Program (EAP)

Medicare Downloads

  • Benefits & Medical Information

    Sunday 19 November 2017
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    The District comprises four colleges serving northern Alameda County.