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Federal Direct Loans

Direct Loans are low-interest loans for students and parents to help pay for the cost of a student’s education after high school.  The lender is the U.S. Department of Education, although most of the contact will be with your loan servicer.

Before you can apply for a loan you must complete the 3 steps below:

  1. Complete the Free Application for Federal Student Aid (FAFSA)
  2. Submit all required documents to your Home College’s Financial Aid Office before the deadline date. Your Home College is the college at which you intend to complete your program of study/educational goal. Your student file must be completed and awarded.
  3. Enroll in six (6) or more units related to your program of study/educational goal.

If you complete the steps above then you may go to your Home College’s Financial Aid Office and ask for a Student Loan Packet.  Follow the Federal Loan Step by Step Application Process outlined in the packet you receive.

The last day to accept loans for the 2013-2014 academic year is Friday, May 2, 2014. The deadline to submit a loan application for the Summer 2014 term is July 3rd 2014.

Right to Cancel:  The Student or parent has a right to cancel all or a portion of the loan or loan disbursement and have the loan proceeds returned to the holder of that loan.  The procedures and time by which the student or parent must notify the institution that he or she wishes to cancel the loan are as follows: Notification of Borrowers (Students) or Notification of Borrowers (Parents).

Additional Direct Loan Disclosures:

PCCD Student Lending Code of Conduct

  • Financial Aid

    Tuesday 30 September 2014
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