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Fee Schedules

Students, you have 3 choices on how you would like to receive your Financial Aid Disbursement through HigherOne.  All 3 choices offered are free!

  1. PeraltaCard – One Account*: Same-day deposits to your HigherOne account and you use your PeraltaCard as a Debit Card.
  2. Direct Deposit – This option allows you to have your disbursement deposited to your existing bank account (i.e. Wells Fargo, Bank of America, Credit Union, etc…)(your disbursement is available in 2-3 business days from when the funds are wired to HigherOne).
  3. By paper check – A check is mailed to your home (your disbursement will arrive in 5 – 7 business days from when the funds are wired to HigherOne).

*Please note:  The OneAccount offered by HigherOne is a free service, there are NO monthly fees associated with this account.  If you select to open the OneAccount/flex or the OneAccount/Premier accounts, there is a monthly service fee. 

Below you will find with the OneAccount the Services that have no fees:

Minimum Balance   Charge

No minimum balance required

Online Bill   Payment Service

No additional fee

Check Writing

No additional fee

Electronic Statements

No additional fee

Higher One ATM   Transactions

No additional fee

Signature Debit   MasterCard® Transactions

No additional fee

MasterCard Zero Liability   Protection Provided by Higher One

No additional fee

(Paid for by Higher One when you “Swipe and Sing” for purchases)

Incoming Wire   Transfer (Domestic and International

No additional fee

Add Money to the   OneAccount

No additional fee

Family and Friends   Send Money

No additional fee

Transfer Money   Between OneAccounts

No additional fee

24/7 Customer   Service Access by Email with EasyHelpSM and via Automated Phone   Services Line

No additional fee

To see a list of fees associated with your PeraltaCard and how to avoid those fees, please click here.



  • Financial Aid

    Tuesday 7 July 2015
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