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Fee Schedules

Students, you have 3 choices on how you would like to receive your Financial Aid Disbursement through HigherOne.  All 3 choices offered are free!

  1. PeraltaCard – One Account*: Same-day deposits to your HigherOne account and you use your PeraltaCard as a Debit Card.
  2. Direct Deposit – This option allows you to have your disbursement deposited to your existing bank account (i.e. Wells Fargo, Bank of America, Credit Union, etc…)(your disbursement is available in 2-3 business days from when the funds are wired to HigherOne).
  3. By paper check – A check is mailed to your home (your disbursement will arrive in 5 – 7 business days from when the funds are wired to HigherOne).

*Please note:  The OneAccount offered by HigherOne is a free service, there are NO monthly fees associated with this account.  If you select to open the OneAccount/flex or the OneAccount/Premier accounts, there is a monthly service fee. 

Below you will find with the OneAccount the Services that have no fees:

Minimum Balance   Charge No minimum balance required
Online Bill   Payment Service No additional fee
Check Writing No additional fee
Electronic Statements No additional fee
Higher One ATM   Transactions No additional fee
Signature Debit   MasterCard® Transactions No additional fee
MasterCard Zero Liability   Protection Provided by Higher One No additional fee

(Paid for by Higher One when you “Swipe and Sing” for purchases)

Incoming Wire   Transfer (Domestic and International No additional fee
Add Money to the   OneAccount No additional fee
Family and Friends   Send Money No additional fee
Transfer Money   Between OneAccounts No additional fee
24/7 Customer   Service Access by Email with EasyHelpSM and via Automated Phone   Services Line No additional fee
To see a list of fees associated with your PeraltaCard and how to avoid those fees, please click here.



  • Financial Aid

    Sunday 4 October 2015
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  • Peralta Community College District

    The district comprises four campuses serving northern Alameda County.